元大金控
In 2025, as global inflation gradually cooled and major central banks began shifting monetary policy toward easing, uncertainty persisted due to U.S. government tariff measures and geopolitical risks, weighing on corporate and consumer confidence. In Taiwan, while uncertainty surrounding U.S. trade policy led consumers to adopt a more conservative approach to durable goods spending, private consumption growth slowed. Nevertheless, robust demand for emerging technologies such as AI and the recovery of consumer electronics drove strong export momentum in electronic components and ICT products, with domestic semiconductor firms and their related supply chains continuing to ramp up investments.
Thanks to the collective efforts of all colleagues, the Company once again delivered outstanding results in 2025, with profit after tax of NT$36.52 billion and earnings per share of NT$2.74. These achievements highlight Yuanta Financial Holdings’ core capability to balance operating performance with risk management in a volatile market environment. Beyond the numbers, this outcome reflects our commitment to being “our clients’ most loyal long‑term partner,” safeguarding every client entrustment amid change. We believe that truly valuable financial services stem from sustained, long‑term dialogue and companionship with clients. Yuanta Financial Holdings will continue to protect assets, respond to client needs, and, through the accumulation of enduring trust, steadily advance toward its dual goals of becoming the “Best Financial Services Provider in the Asia‑Pacific Region” and an “international benchmark enterprise for sustainability.” In addition, Yuanta Financial Holdings has been selected for seven consecutive years as a constituent of both the Dow Jones Best-in-Class (DJBIC) World Index and Emerging Markets Index. It has also ranked among the top 1% globally in the Diversified Financials group four times, making it the only financial holding company in Taiwan to receive this distinction and marking a new chapter for Taiwan’s financial industry.
The financial industry plays a pivotal role in connecting policy, industry, and capital markets throughout the corporate sustainability transition. In 2025, Yuanta Financial Holdings served as the rotating chair of the “Coalition of Movers and Shakers on Sustainable Finance,” actively fostering dialogue and collaboration among regulators, financial peers, and industry stakeholders. In the “Empowerment and Certification Group” area, and through joint efforts with financial peers and related institutions, it released the Guidelines for Promoting Sustainable Finance Certifications in the Financial Industry as a reference for promoting sustainable finance certifications across the financial industry. Additionally, it completed a survey on “Enhancing Net‑Zero and ESG Competency Needs of Financial Industry Employees” to guide curriculum development for financial training institutions. Based on the survey results, two ESG workshops were held, continuing to cultivate sustainable finance talent in Taiwan.
Furthermore, Yuanta continues to support Taiwan’s “2050 Net‑Zero Emissions” goal, not only incorporating climate and transition risks into daily operations and business decision‑making, but also continually promoting various sustainable financial products and services. In addition to setting multiple firsts in the capital market, Yuanta has repeatedly received recognition from government authorities. In the Financial Supervisory Commission’s third Sustainable Finance Evaluation, Yuanta Securities, Yuanta Bank, and Yuanta Funds were recognized as being in the top 25% of financial institutions. We believe that finance is a driving force supporting the transformation of the real economy, helping industries pursue growth while also fulfilling their low‑carbon commitments.
In the face of the climate crisis, we have engaged in dialogue with nature. Yuanta Financial Holdings made CDP’s (international environmental disclosure non-profit) “Climate A List” for six consecutive years and has remained at the Leadership Level for eight consecutive years. Behind this recognition lies our commitment to treating greenhouse gas emissions as a corporate responsibility—we are the first financial institution in Taiwan to fully implement internal carbon pricing, assigning a cost to every ton of carbon emissions and thereby encouraging voluntary internal emissions reduction. In 2025, the actual emissions reduction rate reached 26.4%, equivalent to savings of approximately NT$10.85 million. In addition, all of the Group’s owned buildings are green buildings and equipped with solar photovoltaic systems. In 2025, global renewable energy generation surpassed coal-fired generation for the first time, and the Group’s renewable energy use continued to grow, with the overall usage rate exceeding 16% and the usage rate across branches in Taiwan rising to 30%, underscoring our commitment to living in harmony with the Earth.
Enterprises that fulfill their ESG responsibilities can become a force for social stability. In July 2025, Typhoon Danas severely affected southern and central Taiwan. The Group donated NT$20 million to the disaster relief fund account under the Ministry of Health and Welfare to support disaster relief, emergency medical care, shelter, and subsequent recovery and reconstruction efforts. In September, Typhoon Ragasa caused the Matai’an Creek barrier lake to overflow, severely damaging Hualien. Amid the influx of supplies and rescue efforts, we identified that disaster victims’ most urgent need was mobility for post‑disaster recovery. Drawing on our cross‑industry coordination capabilities, we worked with corporate customer Sanyang Motor and coordinated with the Ministry of Economic Affairs and the Eastern Taiwan Joint Services Center of the Executive Yuan to launch a “Donation of 300 Motorcycles” project. We also applied the financial sector’s strengths in handling complex paperwork by taking on the post-donation transfer, insurance, and administrative procedures. According to the Ministry of Economic Affairs statistics, all donated motorcycles were claimed within two weeks. Yuanta contributed to the disaster area through concrete action, demonstrating corporate resilience and solidarity.
In response to the growing threat of financial fraud, the Group has gone all out to safeguard customer assets. All five of our major subsidiaries have established dedicated anti‑fraud units, linking the channels of our subsidiaries to jointly block fraud risks, underscoring Yuanta’s strong commitment to fraud prevention. We also use AI technology for preemptive defense, detecting abnormal account flows in advance, reducing the number of watch-listed accounts, and significantly lowering fraud incidence. Looking ahead, Yuanta Financial Holdings will continue to stay true to its original mission, safeguarding commitments amid change and becoming society’s most solid force for stability.