元大金控
After undergoing a rapid cycle of interest rate hikes, various global economic indicators are further influenced by international political dynamics and the broader economic environment, making the market highly uncertain. Businesses must remain vigilant in managing risks.
Thanks to the joint efforts of all colleagues, our company achieved steady growth in 2024 while maintaining profitability. With a post-tax net profit of NT$35.83 billion and earnings per share of NT$2.77, we ranked fourth among the 14 TWSE-listed financial holding companies. Once again, we demonstrated our ability to provide comprehensive, efficient, and value-added financial management services to clients despite market volatility. Guided by our three core principles—"Stable Profitability," "Risk Management," and "Sustainable Development"—we continue to safeguard assets and create wealth for our clients and shareholders.
The World Economic Forum has themed this year's discussions around "Collaboration for the Intelligent Age," exploring how countries worldwide can rebuild trust, revitalize economic growth, develop talent, protect the planet, and foster industrial progress amid rapid AI development. We recognize that the dawn of the intelligent age brings both opportunities and challenges. Our company remains committed to working alongside shareholders, customers, and employees to steadily advance toward two key goals—becoming the best financial services provider in the Asia-Pacific region and an international benchmark enterprise for sustainability—in an ever-changing world.
Our company continues to advance climate action, earning international recognition for its environmental efforts. We have made the CDP Climate A List for five consecutive years and maintained a Leadership Level ranking for seven consecutive years. Additionally, we were honored as an Asia-Pacific Climate Leader by the Financial Times in 2024. Our efforts in low-carbon operations have been widely recognized.
To enhance financial asset resilience, we have further aligned with international standards by adopting the Taskforce on Nature Related Financial Disclosures (TNFD) framework to assess the impact and dependence of the Group's investments and financing on the natural environment, making us one of the world's first TNFD Early Adopters. Beginning in 2024, the Group officially implemented an internal carbon pricing mechanism at NT$2,000 per ton, encouraging departments to reduce carbon emissions. This initiative was successfully executed in 2024, resulting in a 5.2% decrease in the Group's Scope 1 and Scope 2 carbon emissions compared to the previous year, saving approximately NT$1.93 million in carbon costs. Moreover, more than one-third of our branches in Taiwan now operate on green electricity, proving our commitment to climate action and our accomplishments in it.
Although the financial sector is not a major carbon emitter, it plays a vital role in capital flow. Our company places great importance on managing carbon emissions within its investment and financing portfolios. We have signed the Partnership for Carbon Accounting Financials, adopted international standards for carbon emissions management in our investment and financing portfolios, and completed carbon footprint verification of our invested and financed assets. Additionally, we have joined the international nature and biodiversity initiative TNFD as one of the world's first TNFD Early Adopters and have become a member of the Partnership for Biodiversity Accounting Financials, advancing alongside global enterprises.
At the end of 2024, Yuanta Financial Holding officially assumed the rotating chairmanship of the Coalition of Movers and Shakers on Sustainable Finance under the Financial Supervisory Commission.In active alignment with the policy: "Taiwan's Pathway to Net-Zero Emissions in 2050," we integrate the concept of net-zero transition into our daily operations and business decision-making in accordance with international sustainability standards and initiatives. Furthermore, we invest heavily in cultivating talent in sustainable finance, assisting the Securities and Futures Institute in promoting Taiwan's first "Sustainable Finance Certification." By being the first to fully subsidize employees' certification fees, the Group aims to set an example and encourage a culture of certification among domestic enterprises. With a total investment of over NT$15 million, we demonstrate a strong commitment to developing talent in sustainable finance.
Our company is committed to becoming an international benchmark enterprise for sustainability by integrating global sustainability standards into our daily operations. We have been included in the Dow Jones Sustainability World Index and the Dow Jones Sustainability Emerging Markets Index as a constituent stock for six consecutive years and have earned the top ranking in the diversified worldwide three times. In the Financial Supervisory Commission's second Sustainable Finance Evaluation, our subsidiaries—Yuanta Securities, Yuanta Bank, and Yuanta Funds—were recognized among the top 25% of model enterprises, showcasing the Group's efforts and achievements in promoting sustainable finance.
Sustainability is about building our shared future. Our company upholds the philosophy of creating a public welfare platform, connecting and integrating social service resources. In response to recent concerning child abuse cases, we partnered with the Taiwan Fund for Children and Families (TFCF) as its sole financial industry supporter for the "Child Protection Neighbor" initiative. For 12 years, Yuanta has stood by TFCF's mission to protect children. Upon identifying a child in need of help or suspected of mistreatment, more than 300 of our branch locations across Taiwan transform into reporting stations, providing immediate care for disadvantaged and abused children—turning attention into the best form of assistance.
Additionally, according to the 165 Anti-Fraud Dashboard of the National Police Agency of Taiwan's Ministry of the Interior, 520 fraud cases were reported in 2024, resulting in total financial losses exceeding NT$360 million. To uphold our commitment to safeguarding customer assets, we launched the first Anti-Fraud Consultation Hotline, providing 24/7 real-time consultation and assistance services. Utilizing AI technology for proactive defense, we detect abnormal financial transactions in advance, reduce the number of flagged accounts, and significantly lower the fraud incidence rate.
An enterprise's influence extends beyond its operational model in driving social progress; it is also rooted in collaboration with stakeholders to jointly achieve sustainable development goals. We aspire to continuously create value for our customers, shareholders, and society in an ever-changing world, fostering inclusivity and shared prosperity while serving as a stabilizing force.